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Donate to Kiva
100% of money lent on Kiva goes to funding loans, so we rely on donations to continue this important work. More than two-thirds of our donations come from individual lenders like you.
Loans vs. Donations
Kiva does not take a cut of loans, optional donations fund our operations.
Frequently asked questions
Why should I donate to Kiva?
Donations to Kiva's operating expenses are vital to the success and sustainability of Kiva. As an organization we’re committed to sending 100% of all loan contributions to borrowers. We don’t take a cut of money lent on our website, and don’t charge a fee for lending.
Instead, we primarily support our operations through optional donations from our lenders, who choose to donate in addition to their loans. By crowdfunding a large majority of our operational revenue through our lender community, we’re able to keep our fundraising costs low and be less reliant on larger, one-off gifts to be sustainable. We also raise some funds through grants, interest earned on our bank accounts, corporate sponsors and foundations.
How does Kiva use donations?
Kiva's staff and volunteers work hard to ensure every dollar donated to Kiva is used efficiently. For every $1 donated, Kiva facilitates $8 in loans!
Donations support a variety of programs, including:
-- Sending expert staff to over 80 countries to cultivate new partnerships, expand Kiva’s reach and perform due diligence and monitoring.
-- Building and maintaining the complex technical infrastructure that facilitates over $1 million in loans each week.
-- Training and supporting several hundred volunteers who translate and edit every loan posted on the Kiva website.
-- Supporting the needs of our valued lenders around the world, developing engagement programs and answering customer service inquiries.
To learn more about how we use donations, check out our most recent Annual Report.
Are donations tax deductible?
Yes. Unlike loans made on Kiva’s website, donations to Kiva are considered tax-deductible charitable contributions in the United States.
Kiva is a 501(c)(3) nonprofit organization, registered in the state of California. We, unfortunately, don't have tax-deductible status in any other countries at this time.
How do I get my employer to match my donation?
Many companies will match charitable donations their employees make. Check here, or check directly with your company, to see if they will double your donations to Kiva's operating expenses.
If you need Kiva to fill out a matching request for your donation, send the form as an attachment to matchinggifts@kiva.org
Can I donate by check?
Absolutely. To make a donation to Kiva's operating expenses by check, please do the following:
Step 1: Write your check payable to 'Kiva Microfunds.'
Step 2: On the back of the check, write 'Donate All' and the mailing address where you'd like to receive a donation receipt (if different from the address on the check)
Step 3: Mail the check to:
Kiva
Attn: Finance Department
986 Mission Street, Suite #400
San Francisco, CA 94103
Unfortunately donations made offline will not be reflected in your online Kiva account. Donation receipts will be provided by mail for offline donations. If you’d like your donation to be reflected in your Kiva account, please make your donation online.
Are you interested in leaving a bequest to Kiva in your will?
Thank you for considering such a meaningful way to contribute to Kiva.
There are 2 ways to provide lasting support to Kiva beyond your lifetime:
1: Leave a portion of your estate as a donation to Kiva via a bequest
2: Leave a portion of your estate as a revolving loan fund
Learn more about how to set up either of these legacy plans here.
Are there other ways I can financially support Kiva?
In addition to donating directly to Kiva, there are other ways that you can support Kiva’s operations:
-- Ask your company if they match donations
Many companies will match charitable donations their employees make. Check here, or check directly with your company, to see if they will double your donations to Kiva's operating expenses.
If you need Kiva to fill out a matching request for your donation, send the form as an attachment to matchinggifts@kiva.org
-- Dedicate your Amazon purchases to Kiva
Make Kiva Microfunds your charity of choice using Amazon Smile.
-- Include Kiva in your will, trust or estate planning
Thank you for considering such a meaningful way to contribute to Kiva.
There are 2 ways to provide lasting support to Kiva beyond your lifetime:
1: Leave a portion of your estate as a donation to Kiva via a bequest
2: Leave a portion of your estate as a revolving loan fund
Learn more about how to set up either of these legacy plans here.
-- Volunteer your time
Kiva volunteers are vital to the work we do! If you’re looking to give of your time, learn more about all of our volunteer and internship opportunities here: kiva.org/volunteer
Are you a company interested in partnering with Kiva?
Interested in supporting Kiva with a donation of $10,000 or more?
Please contact our Strategic Partnerships team at: partnerships@kiva.org
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