Theodora was born and raised in Cambridge, England, and has been living in London for the past 3 years. She studied for a BA degree in Geography at Durham University, and has recently completed her Masters in Globalization from University College London. During this time she became fascinated in microfinance and subsequently Kiva, which led her to focus her dissertation on a study of Kiva Zip and the concept of social underwriting. She is especially interested in how Kiva Zip both enables and responds to demands for sustainability and increased engagement in social giving. Theodora has a passion for all things entrepreneurial. She is particularly interested in how successful business models can have a positive social effect on communities. Theodora has been involved in fashion retail enterprises, including Mary Portas’ Living & Giving Initiative and The Cambridge Satchel Company, and has had the opportunity to teach entrepreneurial skills to young people from London through the ‘Citrus Saturday’ program. In her spare time, Theodora loves to play netball, going to art exhibitions, and reading independent magazines. Theodora has always loved visiting the US, and is excited to explore San Francisco!