Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

257 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
2.07% 1.55%
4.17% 1.30%
Inactive
0.00% 0.06%
0.19% 0.07%
0.42% 0.25%
0.69% 0.00%
0.03% 0.00%
2.02% 5.81%
1.01% 0.28%
100.00% 2.17%
5.20% 0.18%
Inactive
0.00% 0.52%
0.37% 1.08%
Kaebauk

Kaebauk

160 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.00% 0.88%
4.67% 0.52%
0.00% 0.11%
Credo

Credo

177 months on Kiva
Georgia
0.20% 0.29%
2.00% 1.38%
6.17% 1.02%
2.34% 0.23%
3.73% 0.69%
1.96% 0.52%
Inactive
18.91% 0.28%
0.72% 0.00%
100.00% 12.34%
10.79% 4.22%
0.00% 0.00%
0.00% 3.96%
0.00% 0.00%
8.86% 1.31%
17.99% 1.08%
5.27% 0.43%
Inactive
0.82% 0.07%
Hekima

Hekima

187 months on Kiva
Congo (DRC)
100.00% 0.16%
0.37% 0.37%
EDESA

EDESA

200 months on Kiva
Costa Rica
Panama
0.00% 1.78%
0.02% 0.00%
14.22% 1.07%
Inactive
0.00% 3.46%
5.32% 0.67%
0.39% 0.34%
6.66% 0.00%
0.28% 0.00%
d.light design

d.light design

65 months on Kiva
Namibia
Nigeria
Zimbabwe
Zambia
South Africa
Papua New Guinea
Mozambique
Niger
Uganda
Kenya
Benin
Liberia
Madagascar
Mali
15.84% 1.85%
0.22% 0.02%
Jibu

Jibu

105 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
0.43% 0.18%
12.70% 0.63%
97.45% 4.56%
6.13% 0.05%
Inkomoko

Inkomoko

146 months on Kiva
Rwanda
Kenya
17.59% 1.70%
FUNDAPEC

FUNDAPEC

148 months on Kiva
Dominican Republic
29.29% 17.86%
2.64% 0.01%
Inactive
86.03% 1.14%
MiCredito

MiCredito

178 months on Kiva
Nicaragua
Costa Rica
3.44% 0.48%
4.67% 0.45%
8.52% 1.98%
Inactive
0.00% 0.36%
0.13% 0.03%
3.12% 0.16%
17.98% 0.16%
1.26% 0.01%
0.00% 0.00%
0.00% 0.00%
0.96% 1.60%
0.00% 0.00%
CIDRE

CIDRE

195 months on Kiva
Bolivia
100.00% 1.15%
Fintra

Fintra

5 months on Kiva
Colombia
0.57% 0.00%
7.24% 0.00%
5.44% 0.00%
68.50% 0.00%
24.04% 0.00%
0.00% 0.00%
3.44% 0.00%
0.00% 0.00%
0.00% 17.68%
3.57% 0.18%
0.76% 0.00%
Inactive
73.47% 0.00%
0.00% 0.00%
Paused
94.32% 1.61%
Inactive
0.00% 0.00%
35.59% 2.17%
1.89% 0.20%
Kepler

Kepler

123 months on Kiva
Rwanda
0.00% 0.00%
0.90% 0.85%
Milaap

Milaap

130 months on Kiva
India
N/A N/A
2.64% 0.31%
4.82% 0.03%
0.00% 0.00%
0.67% 0.02%
0.28% 0.00%
ADICLA

ADICLA

157 months on Kiva
Guatemala
4.97% 1.35%
1.42% 1.13%
9.90% 0.87%
14.57% 5.73%
Novica

Novica

160 months on Kiva
Nicaragua
Costa Rica
India
Mexico
Brazil
Ghana
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Kazakhstan
Indonesia
Guatemala
El Salvador
4.00% 0.01%
2.09% 7.27%
100.00% 0.26%
9.47% 1.40%
Inactive
0.00% 1.68%
IMPRO

IMPRO

222 months on Kiva
Bolivia
100.00% 0.24%
100.00% 0.30%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.16% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.01% 0.00%
23.50% 0.00%
Inactive
100.00% 0.25%
8.19% 1.12%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

100 months on Kiva
South Africa
Ghana
El Salvador
Brazil
Mexico
0.00% 0.00%
14.29% 0.00%
0.67% 0.70%
Inactive
11.19% 0.20%
0.00% 0.00%
Paused
100.00% 0.00%
0.48% 0.02%
NESsT

NESsT

126 months on Kiva
Brazil
Colombia
Chile
Peru
4.76% 8.50%
1.53% 0.68%
Paused
100.00% 0.58%
70.87% 1.34%
0.24% 0.12%
Paused
17.64% 0.00%
Wedu

Wedu

133 months on Kiva
Cambodia
Australia
Indonesia
Japan
Korea, Republic of
Nepal
Philippines
Thailand
United States
Vietnam
0.00% 0.00%
Vahatra

Vahatra

127 months on Kiva
Madagascar
4.83% 0.10%
0.00% 4.18%
Inactive
0.00% 0.00%
PAC

PAC

148 months on Kiva
Nicaragua
United States
0.76% 2.08%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
0.00% 7.52%
1.19% 4.07%
62.04% 0.10%
FAPE

FAPE

214 months on Kiva
Guatemala
1.58% 1.19%
7.26% 1.03%
Paused
96.42% 0.62%
0.00% 0.00%
0.39% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
86.85% 0.00%
0.00% 0.00%
16.23% 74.28%
Paused
100.00% 0.00%
N/A N/A
31.83% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
74.38% 0.00%
0.13% 1.27%
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
14.69% 1.09%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Fansoto

Fansoto

59 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
3.29% 3.24%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

111 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
0.00% 0.00%
0.83% 0.09%
Nexus For Development

Nexus For Development

132 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
Inactive
100.00% 2.35%
25.79% 0.22%
Paused
100.00% 4.91%
Inactive
100.00% 34.03%
0.00% 0.00%
Inactive
0.00% 8.86%
1.10% 2.22%
0.33% 4.90%
Paused
100.00% 0.72%
64.85% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
60.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

42 months on Kiva
Colombia
Paused
98.85% 0.00%
99.50% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
6.48% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
0.00% 73.85%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

85 months on Kiva
Burkina Faso
73.56% 0.34%
100.00% 9.39%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
93.14% 4.29%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%