Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

257 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
2.56% 1.55%
5.92% 1.27%
Inactive
0.00% 0.06%
0.39% 0.07%
0.61% 0.24%
0.91% 0.00%
0.05% 0.00%
2.52% 5.44%
1.11% 0.28%
100.00% 2.17%
5.06% 0.18%
Inactive
0.00% 0.52%
0.46% 1.09%
Kaebauk

Kaebauk

160 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.00% 0.88%
4.92% 0.52%
0.00% 0.11%
Credo

Credo

176 months on Kiva
Georgia
0.23% 0.29%
2.39% 1.39%
6.80% 1.03%
9.71% 0.22%
3.59% 0.70%
2.35% 0.52%
Inactive
18.91% 0.28%
1.28% 0.00%
100.00% 12.34%
12.09% 4.28%
0.97% 0.00%
0.00% 3.96%
0.00% 0.00%
8.93% 1.33%
20.11% 1.08%
6.52% 0.44%
Inactive
1.12% 0.07%
Hekima

Hekima

186 months on Kiva
Congo (DRC)
100.00% 0.16%
0.43% 0.37%
EDESA

EDESA

199 months on Kiva
Costa Rica
Panama
0.00% 1.80%
0.02% 0.00%
14.24% 1.08%
Inactive
0.00% 3.46%
8.63% 0.68%
0.74% 0.34%
4.85% 0.00%
0.44% 0.00%
d.light design

d.light design

65 months on Kiva
Namibia
Zambia
Mali
Zimbabwe
South Africa
Papua New Guinea
Nigeria
Niger
Mozambique
Madagascar
Liberia
Benin
Kenya
Uganda
15.84% 1.85%
1.17% 0.02%
Jibu

Jibu

104 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
1.17% 0.18%
12.05% 0.64%
97.45% 4.56%
8.25% 0.05%
Inkomoko

Inkomoko

146 months on Kiva
Rwanda
Kenya
20.11% 1.70%
FUNDAPEC

FUNDAPEC

147 months on Kiva
Dominican Republic
29.29% 17.86%
3.23% 0.01%
Inactive
86.15% 1.14%
MiCredito

MiCredito

178 months on Kiva
Nicaragua
Costa Rica
3.82% 0.48%
13.05% 0.45%
8.95% 1.99%
Inactive
0.00% 0.36%
0.22% 0.03%
14.85% 0.16%
20.39% 0.16%
1.36% 0.00%
0.00% 0.00%
0.50% 0.00%
1.31% 1.61%
0.00% 0.00%
Inactive
0.00% 11.44%
CIDRE

CIDRE

194 months on Kiva
Bolivia
100.00% 1.15%
Fintra

Fintra

4 months on Kiva
Colombia
0.67% 0.00%
7.24% 0.00%
6.02% 0.00%
68.50% 0.00%
24.04% 0.00%
0.00% 0.00%
3.74% 0.00%
0.00% 0.00%
0.00% 17.68%
4.95% 0.18%
0.72% 0.00%
Inactive
73.47% 0.00%
0.00% 0.00%
Paused
94.32% 1.61%
Inactive
0.00% 0.00%
34.97% 2.19%
1.93% 0.20%
Kepler

Kepler

122 months on Kiva
Rwanda
0.00% 0.00%
1.12% 0.85%
Milaap

Milaap

129 months on Kiva
India
N/A N/A
3.33% 0.32%
6.16% 0.03%
0.00% 0.00%
1.06% 0.02%
0.35% 0.00%
ADICLA

ADICLA

157 months on Kiva
Guatemala
5.24% 1.36%
2.87% 1.13%
10.53% 0.87%
15.58% 5.73%
Novica

Novica

159 months on Kiva
Nicaragua
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Kazakhstan
Indonesia
Guatemala
5.47% 0.01%
3.44% 7.32%
100.00% 0.26%
9.40% 1.41%
Inactive
0.00% 1.68%
IMPRO

IMPRO

222 months on Kiva
Bolivia
100.00% 0.24%
100.00% 0.30%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
28.68% 0.00%
0.19% 0.00%
0.00% 0.00%
19.13% 0.00%
0.19% 0.00%
25.10% 0.00%
Inactive
100.00% 0.25%
8.58% 1.12%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

99 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
14.29% 0.00%
1.63% 0.70%
Inactive
11.19% 0.20%
0.00% 0.00%
Paused
100.00% 0.00%
0.52% 0.02%
NESsT

NESsT

125 months on Kiva
Brazil
Chile
Colombia
Peru
4.71% 8.50%
Paused
100.00% 0.58%
73.40% 1.35%
1.51% 0.12%
Paused
17.64% 0.00%
Wedu

Wedu

132 months on Kiva
Cambodia
Nepal
Australia
Indonesia
Japan
Korea, Republic of
Philippines
Thailand
United States
Vietnam
0.00% 0.00%
Vahatra

Vahatra

127 months on Kiva
Madagascar
8.97% 0.10%
0.00% 4.19%
Inactive
0.00% 0.00%
PAC

PAC

147 months on Kiva
Nicaragua
United States
0.92% 2.09%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
5.95% 7.64%
1.19% 4.07%
62.04% 0.10%
FAPE

FAPE

213 months on Kiva
Guatemala
2.07% 1.20%
6.76% 1.03%
Paused
96.42% 0.62%
0.00% 0.00%
0.62% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
87.06% 0.00%
0.00% 0.00%
16.91% 74.28%
Paused
100.00% 0.00%
N/A N/A
32.37% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
74.38% 0.00%
0.13% 1.27%
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
14.09% 1.11%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Fansoto

Fansoto

58 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
3.66% 3.31%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

110 months on Kiva
United States
Colombia
Canada
Mexico
Cambodia
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
0.00% 0.00%
6.45% 0.09%
Nexus For Development

Nexus For Development

131 months on Kiva
Lao PDR
Philippines
Myanmar (Burma)
Malawi
Indonesia
India
Cambodia
Inactive
100.00% 2.35%
1.77% 0.70%
28.79% 0.22%
Paused
100.00% 4.91%
Inactive
100.00% 34.03%
7.83% 0.00%
Inactive
0.00% 8.86%
2.37% 2.23%
0.99% 4.90%
Paused
100.00% 0.72%
64.85% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
11.11% 0.00%
0.00% 0.00%
60.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

42 months on Kiva
Colombia
Paused
98.85% 0.00%
99.50% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
6.48% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
0.00% 73.85%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

84 months on Kiva
Burkina Faso
73.56% 0.34%
100.00% 9.39%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
93.14% 4.29%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%