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An entrepreneur’s journey to build a business rooted in community, creativity, and courage

Yaosca is an entrepreneur in Florida who owns her own jewelry brand. She is originally from Nicaragua and came to the United States from Colombia. With a Kiva microfinance loan, she was able to invest more in her small business. She hopes to keep growing her business and help other Latino small business owners bring their enterprises to life.

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Kiva Basics

From who we are to how Kiva works, find articles about Kiva’s mission, our innovative programs to expand financial access, and how crowdfunded loans create lasting social change.

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Kiva Basics

Kiva News

Read about Kiva updates, discover studies and reports on financial access and inclusion, and see the positive impact Kiva is having in communities around the world.

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Kiva News

Small Business Hub

Learn more about how peer-to-peer lending works, explore the ins and outs of Kiva loans, find tips and resources for small business owners, and read stories from U.S.-based entrepreneurs.

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Small Business Hub

Corporate Social Responsibility

From employee and customer engagement to social justice at work, find articles on how Kiva helps socially responsible organizations reach—and exceed—their CSR goals.

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Corporate Social Responsibility