A loan of $650 helps to buy school supplies and pay tuition for her children.


Hoa's story

Mrs Hoa is 46 years old and married with two children. Hoa lives in Quang Xuong district, a coastal egion in Thanh Hoa province.

She and husband are farmers, cropping rice and raising cattle. Her family is a low-income household in village, and this region often suffers from natural disasters such as floods and drought.

The main hardship that Hoa faces is lack of capital to buy school supplies and pay tuition for her children.

In the future, she hopes that her children will secure good jobs and have bright futures.


This loan is special because:

It provides children from low-income families with greater access to education.

Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.