A loan of $1,500 helps to install a new heating system in her house.


Galina's story

Galina is a 60-year-old woman from the village of Buzduganii de Sus, which is in the Ungheni region of Moldova. She is retired and lives with her husband Anatoli, who is also a retiree. They live with two nieces who are in their care. Galina and her husband take care of their household because they are no longer working. With financial help from her daughter, she was able to make several renovations to her house. However, the heating system is also in need of repair.

Galina’s daughter will only be able to help financially until the end of the year since it is already the cold season. However, Galina does not want to expose her family to the risk of spending the winter in the cold. For this reason, she decided to request a Kiva loan to install a new heating system in her house. This will provide good living conditions that are necessary to have a happy and decent life.


This loan is special because:

It helps improve living and sanitation conditions for rural families in Moldova.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.